Choosing a Reverse Mortgage: is a fixed-rate HECM right for you?
A reverse mortgage is a type of loan that allows homeowners age 62 and over to convert their home equity into cash. And unlike other types of home equity-based loans, monthly mortgage payments are not required.* Most reverse mortgages have adjustable interest rates that vary according to market conditions. But many consumers don’t realize that fixed-rate reverse mortgages are also available.

Georgia has third-highest bankruptcy rate in U.S.
ATLANTA - One in 50 Georgia households declared bankruptcy in 2009 between January and November, leaving the state with the third-highest personal bankruptcy rate in the nation.

PlainsCapital Mortgage Experts offer potential home buyers help
Industry changes and dramatically different perceptions of risk have changed Fannie Mae and Freddie Mac pricing adjustments several times in the past six months. Today, more than ever, potential mortgage customers must work with experienced mortgage professionals to avoid the “one size fits all” approach to mortgage lending.

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